Appealing a Denial of Social Security Benefits
From the Nolo Retirement & Elder Care CenterHow to ask for a second chance if your application for Social Security benefits is denied.
If your application for benefits is denied, you may not be completely out of luck. A substantial percentage of decisions are changed on appeal. For example, almost half of all disability appeals, which are by far the most common type of appeal, are favorably changed during the appeal process.
There are four possible levels of appeal following any Social Security decision. The first is called reconsideration; it is an informal review that takes place in the local Social Security office where your claim was filed. The second level is a hearing before an administrative law judge; this is an independent review of what the local Social Security office has decided, made by someone outside the local office. The third level is an appeal to the Social Security National Appeals Council in Washington, D.C. And the final level is filing a lawsuit in federal court.
Appealing a Social Security claim need not be terribly difficult. In many situations, the appeal will require little more from you than taking another opportunity to explain why the information you already presented should qualify you for a benefit. In other cases, it will involve presenting one or two more pieces of information that better explain your situation to Social Security personnel.
Begin your appeal by completing a one-page form called a Request for Reconsideration (SSA 561-U2), which you can get from the Social Security office or from the agency's website at http://www.ssa.gov. Most of the form is easy to fill out -- you'll be asked for basic information such as your name and Social Security number. Then you will need to state, very briefly, the reasons why you think you were unfairly denied benefits. When you submit your form, you can attach other material for the administrators to consider, such as recent medical records or a letter from a doctor or employer about your ability to work. You must send in the completed Request for Reconsideration within 60 days after you receive written notice of the Social Security office's decision to deny you benefits (65 days if you received the notice by mail).
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